Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
##這是一本很樸素的講投資的書。講過節儉的生活、提高儲蓄率、做那些讓夜晚能安睡的投資、持有一定現金而不是因為意外不得不賣掉股票、投資的意義(take control of your time)等等。沒有實操的方法論,就是一些投資理念的比較私人的闡釋。作為初學投資的人,我讀起來覺得很真誠,讀完也讓我更踏實,更相信一些樸實的眾人皆知的投資理念瞭。與時間做朋友,堅持指數基金定投。
評分##雖然文筆和結構流於專欄作傢體,但是許多樸素的真理不破。有關儲蓄,欲望管理,和對風險的理解這幾點與身邊許多投資人契閤度很高,也是我深以為然的。從理財角度唯一旗幟鮮明不贊同的應該是作者在低利率的大環境和自身高儲蓄、較穩定現金流的情況下堅持全款購房的選擇瞭。
評分##- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return
評分用拼書書(pss.plus)看完,無用廢話和鬼扯例證太多,比 Naval 同期那本差遠瞭。居然還是 Amazon #1。
評分##Some lessons have to be experienced before they can be understood.
評分##讀完。受到金錢觀的很大教育。隻說我的一個takeaway lesson:作者反復強調儲蓄。把握自己對財富的期望值,明晰自己對好生活的標準。
評分##讀完。受到金錢觀的很大教育。隻說我的一個takeaway lesson:作者反復強調儲蓄。把握自己對財富的期望值,明晰自己對好生活的標準。
評分用拼書書(pss.plus)看完,無用廢話和鬼扯例證太多,比 Naval 同期那本差遠瞭。居然還是 Amazon #1。
評分##讀完之後,知道存錢的重要性。????
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